Bankroll Growth Calculator

Project where your bankroll lands. Pick a stake strategy, edge, and number of bets — see the expected growth curve and variance.

$
days
%
Expected Bankroll
$43.0K
4.3x+330% ROI
Your Bet SizeHalf Kelly
$288per bet
2.9% of bankroll (Full Kelly: 5.8%)
True Win Rate
56.2%
implied from edge
Total Bets
1,350
15/day × 90d
Growth / Bet
0.108%
log growth rate
Kelly %
2.9%
of bankroll per bet

How to Read This

Expected Bankroll — where your bankroll lands on average after 90 days, assuming you reinvest winnings (compound growth).

Bet Size ($288) — how much to wager per bet right now. This adjusts as your bankroll changes — always bet 2.9% of your current balance.

Kelly Criterion — a formula that maximizes long-term growth. Full Kelly is mathematically optimal but volatile. Half Kelly sacrifices ~25% of growth for ~50% less variance — most pros use ¼ to ½ Kelly.

Monte Carlo Sims — each colored line in the chart is one possible future. Same edge, same strategy — just different luck. The spread shows how much variance to expect.

Projected Growth

Log scale · bands show likely outcome range

$4,671$13.6K$39.8K$116.0K$338.6KDay 0Day 23Day 45Day 68Day 90
Expected
68% range
95% range

Disclaimer: These projections are mathematical estimates based on the Kelly Criterion and the inputs you provide. They are not guarantees of future performance. Actual results will vary significantly based on many factors including but not limited to: sportsbook account limitations and bet restrictions, changes in line availability and market conditions, variance and losing streaks inherent to sports betting, bankroll discipline and emotional decision-making, and changes in model accuracy over time. Sportsbooks may limit or restrict your account at any time, which can materially impact your ability to place bets at the sizes and frequencies modeled here. Past performance of our picks does not guarantee future results. Sports betting involves substantial risk of loss and is not suitable for everyone. Never bet more than you can afford to lose. This tool is for educational and informational purposes only and should not be considered financial advice.

About the Bankroll Growth Calculator

Bankroll growth is what actually matters in sports betting. EV per bet is the building block, but how it compounds depends on stake size, win rate, and number of bets. Small differences in edge create huge differences over thousands of wagers.

Use this calculator to project where your bankroll ends up under different assumptions. The output makes the case for Kelly sizing on +EV bets and shows why flat-staking 1% / 2% units works as a simpler approximation when your edge estimate is uncertain.

Frequently asked questions

What's a realistic bankroll growth rate for a sharp bettor?
Top sharps net 1–3% ROI on volume after vig — and that's already the elite tier. At 2,000 bets/year and 2% ROI, a $10,000 bankroll grows to roughly $14,000–$16,000 in a year before considering Kelly compounding effects.
Should I bet a flat % or use Kelly?
Kelly maximizes growth when you know your edge; flat staking is simpler and protects against overestimating edge. Most bettors run somewhere between Quarter Kelly and 2% flat units — the difference in long-term growth is small if your edge estimates are noisy.
How many bets do I need before variance smooths out?
Rule of thumb: variance dominates results below 500 bets. Between 500–2,000 you start seeing your true edge emerge from noise. Above 2,000 bets, your win rate should be within ~1% of your true win rate.

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